Calculators 房屋贷款













新老移民 35% 首付,稳定存款,无需收入证明,即可申请贷款

20%首付,年收入1.6-3万可买30-56 万物业,贷款24- 45万 = 年收入X 10 倍或更多;

20%首付,年收入4-5万可买60-75 万物业,贷款48-60万 = 年收入X 10 倍或更多

20%首付,年收入6万以上可买80-100 万或以上物业,贷款64-80万 = 年收入X 10 倍或更多





有Post Tension cable问题的公寓楼、有年龄限制的公寓楼




- No credit, Bad Credit, Bankruptcies

- and more......

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Estimate Insurance to of Cost
Estimate Tax to of Cost
Optional Fields
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %


Mortgage Centre

Purchasing a home is one of the most important decisions you will make in your lifetime. Our morgage officers are the recognized suppliers. We can help take away the confusion and frustration to assist you in locating your dream home and a custom-tailored mortgage.

Our courteous professional manner will put you at ease, and allow you to focus on the enjoyment of home ownership.

Our experience and knowledge will provide you with the best advice as we guide you through important decisions you will make such as:
  • Where you would like to live.
  • Afford ability.
  • Commute to schools or employment.
  • Your personal interests.
  • Community amenities.
  • Your life style requirments.

    Everyone's needs are unique and we specialize in meeting those needs with our dedication to our customers.

    Having a mortgage pre-approval is esstential in today's busy marketplace and by contacting us we can contact dozens of lenders on your behalf in the time it takes you to book an appointment at your bank. Put our expert, unbiased, fast service to work for you.

    To get started on the process of a mortgage pre-approval please fill in our Morgage Application

    Thank you for giving us the opportunity to listen to your needs and dreams and help you achieve home ownership simply and affordably.